• Dear Customer,Per new Income Tax Law nominal/members are subject to TDS deduction on Bank Deposits.To avoid TDS deduction submit form 15G/H yearly,if applicable.

Personal Loan

  • A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don't usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need

  • Last three years balance sheet, copy of Income tax return, copy of Partner's personal return , Memorandum and Article of Association in case of limited company, resolution for loan application, Pay slip of last 3 Months.
  • Three photographs of Applicant
  • Business proof of Applicant
  • Applicant- Pan card & Aadhar card
  • Bank statement of last 2 years
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • Address proof - electric bill /telephone bill /Gas bill (any one) As per KYC norms.

  • Photograph-3 copies
  • Last tax bill.
  • Last 3 year income tax return copy.
  • Address proof - electric bill /telephone bill (any one) As per KYC norms.
  • Photo proof - Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms.

  • Bank will give loan if property is having N.A.N.O.C and BU permission.
  • Applicant has to provide two guarantors.
  • Applicant has to take share @ 5% of the limit.
  • The processing charges will be 1% of loan amount sanction.