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  • Dear Customer, As per new Income Tax Law nominal / members are subject to TDS deduction on Bank Deposits. To avoid TDS deduction submit form 15 G / H yearly, if applicable.

Personal Loan

  • "Only for Gujarat State Government Permanent Employees."
  • A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don't usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need.

  • Pay slip of last 1 month.
  • 1 Recent Passport size photograph of applicant
  • Bank Statement Last 1 Year
  • Form 16 – A Last 1 Year
  • Applicant- Pan card & Aadhar card
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • Address proof - electric bill /telephone bill /Gas bill (any one) As per KYC norms.

  • Pay slip of last 1 month of both Guarantors
  • 1 Recent Passport size photograph of both Guarantors
  • Bank Statement Last 1 Year of both Guarantors
  • Form 16 – A Last 1 Year of both Guarantors
  • Last tax bill.
  • Address proof - electric bill /telephone bill (any one) As per KYC norms.
  • Photo proof - Pan card / Voter card / Driving license / Aadhar card (Any one) As per KYC norms.

  • Bank will give loan if property is having N.A.N.O.C and BU permission.
  • Applicant has to provide two guarantors.
  • The processing charges will be 1% of loan amount sanction.
  • Applicant has to take share @ 2.5 % of the limit